Income Business

Geographic Arbitrage

Compare your purchasing power across 38 European countries. Ideal for remote workers and digital nomads planning a relocation — see where your fixed income goes furthest.

Optional. Your current total monthly expenses. If empty, a country-specific default is used.
Break down costs by category (optional)

Enter your current spending for each category. The calculator will show your estimated savings per category in each destination country.


Enter your income and details to compare purchasing power across 38 European countries.

Results are informational. Calculation is based on your input and public rules, official accounting may differ. For accuracy, confirm the final result if needed from the appropriate official source or specialist.

How it works?

This calculator compares your purchasing power across 38 European countries using official Eurostat data.

How it works:

  1. Enter your monthly net income (take-home pay after taxes)
  2. Select your current country and enter your monthly living costs (or use the country default)
  3. Your net income stays fixed — it does not change between countries
  4. Living costs are scaled using Eurostat PLI data relative to your home country's price level
  5. Countries are ranked by monthly balance = your fixed net income minus local living costs

Optionally, break down your costs by category to see exactly what gets cheaper or more expensive in each country.

Data sources: Price Level Indices from Eurostat PPP dataset (updated annually).

Important: This tool assumes you keep your current income. Actual living costs vary based on lifestyle and personal choices.

Frequently asked questions

How does the geographic arbitrage calculator work?
The calculator uses Eurostat Price Level Indices (PLI) to compare living costs across 38 European countries. Enter your monthly net income — it stays fixed for all countries. The calculator scales your home country's living costs using PLI data and shows how much of your income remains as a disposable balance in each country.
Where does the data come from?
Price levels come from Eurostat's official Purchasing Power Parities dataset (prc_ppp_ind), updated annually. Default living costs are country-specific estimates scaled by Eurostat Price Level Index data.
What is geographic arbitrage?
Geographic arbitrage means earning income in a higher-cost economy while living in a lower-cost one. Remote workers who keep their salary but relocate to a cheaper country can significantly increase their purchasing power and monthly disposable income.
Why does some country show a negative balance?
A negative balance means the estimated living costs in that country exceed your entered net income. This does not necessarily mean living there is impossible — actual costs depend on lifestyle, city location, and personal choices. The calculator's cost estimates are based on average Eurostat data.
What does the Price Level Index mean?
The Price Level Index (PLI) measures how expensive a country is compared to the EU average (EU27 = 100). A PLI of 80 means prices are 20% below the EU average; 120 means 20% above. The calculator uses these indices to scale your living costs proportionally.
Which EU countries are cheapest to live in?
Based on Eurostat data, Poland, Lithuania, and Latvia consistently rank among the lowest price level countries, followed by Portugal. These countries offer significantly lower price levels than the EU average, meaning a fixed income goes considerably further there.
What does entering costs by category add?
When you enter your current spending by category (housing, food, transport, etc.), each of the top-5 country cards shows how much you would save or spend more in each specific category compared to your current country. This helps identify exactly what makes one country cheaper than another.
What living costs are included in the comparison?
The calculator uses Eurostat Price Level Indices for 6 categories: overall household consumption, food and beverages, housing and utilities, transport, recreation and culture, and restaurants and hotels. You can see the category breakdown in both the best-vs-current comparison table and the top-5 country cards.